Protective bankrcheck system



z 'gfx,onARLsL.:BEEiisQonscnAN'roN,PENNSYLVANIA l V Slfncrrrcnrrorffqi'rhing'pgt ff Letters Patent rra-604.926. cated Mai s1,v 5.1898; v

'Appnupr alea'segainber '1, v1897. i sei-'in no. 650,729. eran-0am Tof aljwhemit may concern:

Benn known um 1, CHARLES L. nenas', or'

y Scranton, 'in the f countyj of Lackawanna; in, the-State of Penns'ylvania,-have invented'new andnseful 'Improvements in Protective Bank- Check Systems; ofzw-hich thefo1lowing5 takenv inconnection withithe accompanying drawings, isa full-,clean and exact description;

The object of this linvention is to enable, :persons'todraw on their bank-account when Iremote from v the .bank and inllocalities where.

said personsrequire identification in order to have their v.checkshonoredor accepted, and

for this purpose I have devised the protective bank-check system hereinafter described ,and summed up inthe claims.

'In the annexed drawings', 4Figure 1 isa face View of a sheet embodying my improved bankcheck'may be drawn. ,30

- check system; and Fig. 2 vis a view ofthe back of the main portion of said sheet, a n umber of checks having been torn off.

C C'C represent a series of blank checks printed on the l same sheet and detachable along the lines a a a, which may beslitted or perforated to facilitatev the separation of the checks. Upon each of these checks the bank is to de'nitely mark,v preferably by means of'a performing-stamp, the amount for which the Said amount is indicated at b. One of vthe end checks has permanentlyattached to it or integral with it a stub A, upon vwhich is marked the snm` o f fas the amounts marked on the entire series of checks', which sum represents the amount credited to the user of the sheet by the bank which furnishes said sheet.- Said stub has also space for writing upon it the amount of each check drawn and severed from the sheet.A By'these means the user ofthe checks is hindered from drawing in excess ofthe amount.

j credited to him bythe bank. To the stub A f other suitable picture or likeness of the drawer, printed or otherwise permanently secured to the stub, as indicated at P in Fig. 1 of the drawings. In addition to this mark of identification the name of the drawer is to be .Written or a facsimile thereof printed either on the Afront or back of the stub and drawn' places its stamp o'r otherpri-vatemark dotted circled. v l y .For'a further protection againstthe mis' use of my protective' check systemthe cashier A preferably across the aforesaid picture,l Fnrp n ftherln'cre; the'ba'nk on which the checks arel of the bank is' to writeV his name or printa" facsimile thereof on the stub A.' v I -In using mydescribed protectivev check sys'- tem the drawer ofthe check fills out the blank marked `withithe desired `amount and marks' the same amolnt'onl the stub A, thus sho'w- To draw the money for the aforesaid check,' i

the, drawer. is required to present the sheet, with the check attached thereto, to the -bank or payer, who severe the checkffrom thesheet.

The described marks of identification :on v

the stubA enables the user of myprotective check system to obtain acceptance of his checks in places where he is a stranger andl f uable to find a persen to identify him in the customary manner.-

A11 essential requirement in .the use of myA invention consists in permitting no person toV detach a check from the Sheet except the payer of the check, and in presenting the last check for- 'payment all the stubs are attached to 'said l check and are surrendered with it.

It is obvious that the bank' should keep a record of thejsheets vissued by said bank. A. What I claim as my invention is- 1. The'protective bank-cheek system, consisting of a sheetcontaining laseries of detachably-nnited bank-checks, a stub perilla-- nently'attached to one of said checks and having markedon it the limit of the total amount Hthe series of checks may be drawn lIOO checks detachablymnited' and each having permanentlyv marked on it Vthe amount for which said 'check maybe drawn, andastub' permanently attached to ;one ofthe-checks and having marked on it thev sum of the, amounts marked on the series of checks, as set forth.

The protective bank-checkl system, consisting of a sheet containing a series of blank checks detachably united and each having. marked on it the amount for which said check may be drawn, a stub permanently attached to one of saidchecks and having marked on it the sum ofthe amounts marked on the series of checks, and a mark ofA identification of the drawer applied to said stub. l

4. The protective bank-check system, consisting of a sheet containing a series of blank checks detachably united, a stub permanently attached to one of said checks andi having marked on it the total amount for which the entire series of cheeks may be drawn, and a photograph or analogous likeness of the drawer of the checks applied to the stub, as set forth.

5. The protective bank-check system, consisting of a sheet containing a series of blank checks detachably united, a stub permaf nently attached to one of said checks and having marked on it the total amount for which the series of checks may be drawn, a lhotograph or analogous likeness of the drawer applied to the stub and the seal or other private mark of the bank applied to said likeness, as set forth.

(i. The protective bank-check system, consisting of a sheet containing a series of blank checks detachablyy united, a stub permanently attached to one of said checks and having marked on it the total amount for which the entire series may be drawn, a photograph or analogous likeness of the drawer applied to said stub, the signature of the drawer across said picture and the seal or private mark of the bank applied to said likeness and signature, as set forth.

..7 The protective bank-check system, con-v sisting of a sheet containing a series of blank checks detaehablyunited and each having marked on it the amount for which the check is to be drawn, a stub permanently attached to one of said checks and having marked on it the sum of the amounts marked on the series of checks, a photograph or analogous likeness of the drawer applied to said stub, the signature of the drawer on said likeness, the seal or other private mark of the bank applied to said likeness and signature, and the signature of the cashier of the 'bank applied to'said stu-b, as set forth.

In testimony whereof I have hereunto signed my name this 31st day of August, 1897.

CHARLES L. nss. [1.. s]

Witnesses:

J. J. LAass, M. A. LEYDEN. 

